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For Urban Living, let our Dallas REALTORS®, or one of our Dallas Apartment Locators assist you in finding your next home and show you the style ambiance, and convenience that has everyone so excited about! content |
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2613 Thomas Avenue Dallas, Texas 75204 |
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Intown Real Estate Group, Inc. Charlene Hoppenrath Broker of Record |
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Experience one of the wonders of the Internet.
Search MLS For Dallas Homes. You're on your
way to finding the Downtown Dallas Loft, Condo, House, High Rise, Brownstones, or Dallas Town home of Your Dreams. Search 1000's of listings throughout
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Dallas Real Estate - Dallas Home
Buying Process |
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The Home Buying Process There Has Never Been A Better Time To Buy |
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The process of buying a home may seem complicated
when you've never done it before.
Here Are The Steps 1. Figure out how much you can afford 2. Shop for a home 3. Make an offer 4. Get a home inspection 5. Shop for a loan 6. Applying for your loan 7. Sign papers 8. Figure out how much money you need at settlement |
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Figure out how
much you can afford What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate. There are some online tools you can use, and some tools that your real estate agent can help you with You should remember that prequalification (an informal estimate of how much you might borrow) is just to give you a preliminary idea of what you can afford, and to identify any major problems that you will want to fix. It's not a guarantee that you will be approved for a loan-but you will want to get pre-qualified to avoid any surprises. Monthly Payment Calculator |
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Shop for a home
You may already have a general idea of where you'd like to live based on where you're living now, where you grew up, where you have friends or family or where you work. A local real estate agent can help you find homes in that area. A real estate agent is a great asset as he or she has the access to the Multiple Listing Service (MLS) and can show you houses listed for sale. It is efficient to have someone who has the expertise do the search for you and guide you through the process. A real estate agent's commission is usually paid by the seller, and therefore it usually does not cost you to use one. There are exceptions, however, as in the case of For Sale By Owner (FSBO |
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You are making a major investment. Don't leave it in the hands of someone who does not know the area that you want to move to or is very knowledgeable about selling single family homes and not selling condos. Knowledge and experience are two different things. There are agents who understand the real estate business very well, just lack the years of practice. Then there are real estate agents who have been at the job for years, but know nothing more than showing the house, filling out a contract form and escorting you to the closing. The number of years an agent is in the real estate business may not say much about his or her qualification as your agent. It is ideal to work with someone who is both knowledgeable and experienced. If not, find one that is willing to work with you, understands you needs and is honest. This can't be emphasized enough. You need to find someone that you can trust with what is probably the largest purchase of your life. |
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Wish list - what features do you want? |
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Make an offer Discuss the process with your real estate agent. If the seller does not accept your offer and makes a counter offer (rejects all or part of your offer), you may need to bargain until you both agree to the terms of the sale. |
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Get a home inspection
Buying a home is one of the most important purchases you will make in your life, so protect yourself by making sure that the home you want to buy is in good condition. A home inspection is an evaluation of a home's condition by a trained expert. During a home inspection, a qualified inspector takes an in-depth and fair look at the property you plan to buy. The inspector will: Evaluate the physical condition: the structure, construction and mechanical systems Find and list items that should be repaired or replaced Estimate the remaining useful life of major systems (such as electrical, plumbing, heating, air conditioning), equipment, structure and finishes The home inspector does not estimate the value of the house. it is so important for you, the buyer, to get an independent home inspection. Ask a qualified home inspector to thoroughly examine the physical condition of your future home and give you the information you need to make a wise decision. You will have to pay for the inspection yourself, but it could keep you from buying a house that will cost you far more in repairs down the road. If you are satisfied with the results of the inspection, then you can proceed with your offer. As the buyer, it is your responsibility to carefully select a qualified inspector. The following sources may help you find a qualified home inspector: State regulatory authorities. Some states require licensing of home inspectors. Professional organizations. Professional organizations may require home inspectors to pass tests and meet minimum qualifications before becoming a member. Phone book Yellow Pages. Look under "Building Inspection Service" or "Home Inspection Service". The Internet. Search for "Building Inspection Service" or "Home Inspection Service." After the inspection is complete, you will receive a written report of the home inspector's findings, usually within five to seven days. |
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Shop for a loan Save money by doing your homework. Talk to several lenders, compare interest rates, and negotiate or bargain to get a better deal. Consider getting pre-approved for a loan |
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Sign papers - You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign. In addition to signing a lot of documents, you may need to bring some extra money for certain closing costs. |
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Calculate how much money you need
at settlement - The first page of the HUD-1 Settlement Statement (shown in the sample below) summarizes all the costs and adjustments for the borrower and seller. Section J is the summary of the borrower's side of the transaction and Section K is the summary of the seller's side of the transaction. You may receive a copy of the seller's side, but it is not required. |
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2001-2009©
Intown Properties
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Here at Intown Properties Our Dallas Real Estate Sales Associate's can help YOU in many ways.
Our Agents work and live in
the Dallas/Fort Worth |
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